Provincial Mediation Board

Creditors hounding you? Overdrawn at the bank? Utilities threatening to cut off services? The Provincial Mediation Board provides budgeting advice and counseling to individuals with personal debt problems. The Board may be able to arrange a repayment plan with your creditors, and enable you to pay your debts in full.

Financial Institutions that intend to foreclose on a mortgage must give notice to the Board. The Board has thirty days to inform the property owner about the foreclosure process and to endeavor to assist the owner and the financial institution to find a mutually satisfactory arrangement for payment of the arrears. If no arrangement is made, the financial institution may take you to court to foreclose.

Municipalities may take title to land if property taxes are not paid. Taxpayers should deal directly with municipalities to pay arrears of taxes and avoid the loss of title to their land. The Board has a limited role in municipal tax enforcement. This page provides information about the limited role of the Board.

The Board has the power to delay proceedings to evict some tenants. This section will provide you with information about the Board's power.